The Massachusetts Supreme Judicial Court has determined that the Workers’ Compensation Trust Fund must pay benefits to an employee of a tree cutting company who failed to obtained workers’ compensation insurance based on the employee’s total earnings, including wages earned from a second job with an insured employer.
The thirty-three (33) year old worker suffered a severe injury in September, 2001, when a tree limb fell onto him, severing his spinal column and leaving him a quadriplegic. and totally disabled. The tree service had violated the Workers’ Compensation Act, G.L. c. 152, s. 25A, by not carrying workers’ compensation insurance. The worker earned most of his income from a second job with another company, which was properly insured, but because the injury occurred while he was working for an uninsured employer, the trust fund was required to pay all of his benefits.
Following the accident, the worker filed for workman’s compensation benefits, seeking two thirds of his average weekly wage from both jobs because he was totally and permanently disabled. The Trust fund objected and an administrative judge thereafter issued an order awarding benefits from the date of his injury calculated by considering only his average weekly wage from the uninsured employer.
Both parties appealed, and at a de novo hearing before the same judge, but with a stipulation that the worker was permanently and totally disabled. This time the judge ruled that the trust fund must pay permanent total incapacity benefits based on the worker’s average weekly wage from both employers.